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Savings

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Our savings accounts provide a lucrative range of benefits that prepare you for a more comfortable future. Whatever your future may hold – whether that’s building your emergency fund, starting a vacation or owning your own home – let us help you achieve your financial goals with our attractive interest bearing savings options.

Personal Savings

An interest bearing traditional savings account designed for individuals seeking to have quick access to their savings.

  • Minimum balance to open is $300
  • Interest compounded daily and paid quarterly
  • Monthly service / maintenance charge of $5 waived with a minimum of $300 daily balance
  • Transfers from this account to another account or to third parties by preauthorized, automatic, telephone or computer transfer (including bill payment) are limited to six (6) per month. An excess transfer fee of $.25 per item applies if these limits are exceeded

Kids Savings

Set your children up for the future with an interest bearing account that helps them develop savings habit.

  • Minimum balance to open is $1.00 Interest compounded daily and paid quarterly
  • No monthly service charges with a minimum opening balance
  • Transfer from this account to another account or third parties by preauthorized, automatic, telephone or computer transfer (including bill payment) are limited to six (6) per month. An excess transfer fee of $.25 per item applies if these limits are exceeded
  • Primary account holder must be a parent/guardian. Child cannot withdraw without a parent/guardian’s signature
  • When the child reaches the age of 18, the account will automatically convert to Personal Savings Account

Installment Savings

This term savings account allows you to secure your money while earning competitive interest rate with a choice of fixed terms.

  • Minimum balance to open is first installment amount
  • Interest compounded daily and paid quarterly
  • Available terms are: 12 months,24 months, 36 months, 48 months, and 60 months.

For more information about our Personal Savings options, please visit our branch and speak with our representative or call (714) 620-8888.